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Unexpected Costs of Buying Your First Home

 It's no secret that buying your first home is expensive. But for many first home seekers, the new homeowner fees can feel crippling. It's not like it is on TV: potential homebuyers find a home they love, put in an offer, then magically…
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What’s the Difference Between Active Investing and Passive Investing?

Ready to navigate your way into the foreign lands of investing? Great! One of the first topics to cover is the difference between active investing and passive investing. Which one will be right for you? Let’s dig in and find out! What…
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How Can You Build Your Credit Score?

New to establishing credit and want to build your score? You’ve got the right idea, because your credit score is an important factor that impacts your finances in either a positive or negative way -- and your actions help determine the outcome.Credit…
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Credit Report Versus Credit Score: What's the Difference?

Whether you're buying a house, saving for a new car or planning for your financial future, you need to be aware of your credit background. This involves your credit score and credit report, both of which are used to give information about…
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What's the Best Way to Pay Off Debt?

Sick of paying off debt? The best way to rid yourself of debt once and for all is to stop paying the minimum and start putting extra money toward your balances. But is there a way to optimize your payoff once you decide to up your monthly…
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What Young Investors Should Know About the Stock Market

Roller coasters rise and fall, twist and turn. Whenever there’s a line for such a ride you always see people who are nervous. Some people decide to avoid the ride altogether.Many potential young investors feel this way the stock market.…
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Why Fee-Only Financial Advisors Are Different

When you’re looking for a financial advisor, it can be confusing to figure exactly what kind of professional is the right fit for you. You’ve worked hard to earn your money -- and you don’t want choosing the wrong person to cost you.One…
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Make Saving Fun with These 4 Ideas

Saving is fun. Oh, wait -- for most people, it's not. At all. It's a chore and something that we struggle to do.And that's the problem with building a savings habit. If something isn’t alluring, we generally don't give it much…
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Financial Freedom Versus Retirement: What's the Difference?

Many of us want to achieve the American dream: a nice house, kids, and a luxurious retirement filled with golf and fancy cocktails. We’re encouraged to save to a small portion of our income our entire working careers to create that retirement…
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Why You Should Negotiate for a Raise

If I told you there was an easy way to earn $500,000 for about 10 minutes of work, would you take it? Sounds like a scam, right?Almost 20 percent of workers don’t negotiate for a raise. Some studies say those people leave almost half…