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Goodbudget Review: How to Do a Cash Budget, Without the Cash

There are tremendous benefits to putting yourself on a cash budget when you’re dedicated to taking control of your cash flow, savings, and debt repayment. The trick to being on a cash budget, though, is that -- well, it requires you to…
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Budgeting for Student Loan Payments Once You've Left the Nest for Good

The average college student graduates with some form of student loan debt. As statistics show, most students carry around a student loan balance of $30,000 that they need to repay.During and right after your grace period are the perfect…
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Where to Go for Financial Education

When it’s time to take charge of your personal finances, one of the most important things to do is to educate yourself. This is actually something you can do fairly easily these days, both at home and with the help of educational institutions…
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How to Reduce Stress About Money

Money is often a taboo topic in many households, but the inability to talk about personal finance that seems inconsequential in childhood can lead to a lot of stress in adulthood. Not talking about money leaves you unaware of how to take…
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How to Earn More Money on the Side

Side hustles are extremely common these days among people looking to earn more money. You can increase your income on the side of their regular job or meet a financial goal.If you’re ready to start earning more this year, here are…
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Student Loan Repayment: What Are My Options?

When it comes to improving your finances and establishing your career path, graduating college is often only the first step in the journey. With at least two-thirds of all graduates leaving America’s colleges and universities carrying…
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Reduce Your Student Loan Debt Burden Next Semester

Student loan debt has become a huge burden on recent graduates, with the average college grad carrying $33,000 in student loan debt in 2014. If you can’t afford to make payments on your student loans, you can try to buy some more time…
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Focusing on More Than Money This Holiday Season

The holiday season is an exciting time. But it can also be a stressful time as people scramble to round up money to pay for gifts, go on trips, host parties, and so on. This can shift your focus to money-related concerns: maybe this leaves…
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How Can You Build Your Credit Score?

New to establishing credit and want to build your score? You’ve got the right idea, because your credit score is an important factor that impacts your finances in either a positive or negative way -- and your actions help determine the outcome.Credit…
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What's the Best Way to Pay Off Debt?

Sick of paying off debt? The best way to rid yourself of debt once and for all is to stop paying the minimum and start putting extra money toward your balances. But is there a way to optimize your payoff once you decide to up your monthly…